Help with all levels of debt

Debt problems come in all different shapes and sizes - and so do the solutions. Whether you're just starting to struggle or completely overwhelmed by your debts, we've got a solution that could help you.


Debt Arrangement Scheme

An affordable repayment plan for your unmanageable debts that protects you against action from lenders.

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Debt management plan

An agreement with your lenders that reduces your unsecured debt repayments to an affordable level.

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Bankruptcy

A legal procedure that writes off the unsecured debt you can't afford to repay, normally after a year.

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Trust Deed

Writes off the unsecured debt you can't afford, as long as you repay as much as you can for (normally) three years.

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Debt Consolidation

Rolls your monthly repayments into one and reduces your debt repayments to an affordable level.

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LILA

If you can't apply for bankruptcy because your lenders haven't started legal action, LILA could help.

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